The Smoke and Mirrors of Health Care Reform for the Elderly

I am deeply concerned that the American public, especially our nation’s elders, will be relying on our government to give long term care services they’ll never see. They’ll only see the “smoke and mirrors” of Well being Care Reform.

Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each well being wise and financially. They’re silently discovering the savings they thought would be adequate is not adequate. They are silently fearful of running out of funds with no 1 to care for them as they turn into a lot more frail. The silence is about to become deafening.

Regrettably, when Well being Care Reform proudly announced New Extended Term Care Solutions, it discouraged several American’s from purchasing Lengthy Term Care Insurance.

The New York Occasions reported on ‘Options Expand for Very affordable Long-Term Care’ THE NEW OLD AGE. The Related Press announced ‘New Well being Care Law Has Added benefits for Seniors’. Point being, the casual reader was relieved to hear their government will “take care of them” when they need extended term care solutions. We now know that is not about to happen.

Luckily our representatives in Washington discovered that Well being Care Reforms answer to the issue of Extended Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was expected to be raised for the new “lengthy term care” program would have been counted as “deficit reduction”. The lengthy term care rewards it was intended to finance were assumed not to materialize in the 1st ten years. Nonetheless, that dollars was not accounted for anywhere in the legislation.

The new legislation proposed to “trim” $463 billion from Medicare. Yet Medicare is at the moment obtaining problems balancing its books nowadays. Yet, why does the health care bill inform us Medicare can operate a lot more cheaply going forward without the need of the accompanying reforms?

Our national media gave huge fanfare to the CLASS ACT when it passed. However the media has offered the CLASS ACT’s demise little consideration. Now what?

Projections show that the federal deficit is expected to exceed $700 billion annually over the subsequent decade. This primarily will double the national and $900 billion represents interest on previous debt. Would the CFO of any major corporation in the United States enable the enterprise he worked for to finish up in this sort of financial position? Totally not.

Our officials in Congress have been elected to defend the ideal interests of the American folks. “Robbing Peter to pay Paul”, and once again printing additional currency, has come to be our government’s mantra for the future. However the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.

The United States of America can’t continue to mismanage its financial future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will in no way happen. Proposals for financing health reform have been based on far more “smoke and mirrors”. The “Cadillac” tax is scheduled to start in 2018.

The health care legislation that has been forced on every single and every single 1 of us is known to be fiscally unsound. Where do we go from right here? It is as well simple to point the finger at the President and his administration. Yet Congress owns the responsibility of passing Wellness Care Legislation. And THAT is the challenge.

The 535 voting members of Congress shared the responsibility equally. If 1 clear thinking, intelligent, honorable Congressman had the whole duty for Wellness Care Reform, he or she would not have forced a fiscally unsound Wellness Care Reform Bill down our throats.

Now let’s once again evaluate how Well being Care Reform will perform against our senior citizens.

A most recent government report identified that in 2000 there had been 1.eight million offered nursing dwelling beds. As the year 2010 came to a close, there had been 1.7 million nursing property beds a net five percent reduction in available beds. And, there are no new nursing houses getting constructed.

Currently there is less than 1.5 million Americans confined to nursing houses. Reportedly 10 percent of these nursing properties are operating below bankruptcy protection. It is effectively identified that most of these facilities are understaffed and numerous never have competent enable.

Next, let’s take into account that the Alzheimer’s Association tells us the likelihood of building Alzheimer’s after age 85 is 50 percent. By 2030, they inform us that the number of folks age 65 and older with Alzheimer’s illness is estimated to attain 7.7 million, a 50 % boost from the 5.2 million age 65 and older currently impacted.

The logical question I should ask is “if we can not take sufficient care of 1.five million people today currently, how can we possibly take care of 7.7 million persons in 2030?” We can not. Additional basically put, when you or your spouse or your parent has Alzheimer’s, there is no location for them to go. Not to be cruel, but if you ever think for a moment about taking in an aged parent with Alzheimer’s into your house, please think again. Ask any caregiver who’s been by way of it. It is Assured to destroy any families’ peace of mind and harmony.

Why are not our political leaders actively working on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable challenges.

America’s seniors became much more hopeful reading that Health Reform will help them with added Long Term Care solutions. And we now know THAT is not going to occur. There are no plans in place to support our nation’s seniors consider they’ll receive the comfort and dignity of sufficient extended term care services. What is worse is the silence shared by all our political leaders. The silence is now deafening.

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